Banks are tempted to increase the value of commissions charged to their customers. When we talk about credit and personal credit, this tendency tends to be greater since when we need a credit we are willing to give in and pay to be able to solve some problem.
Is There No Personal Commissions?
Most traditional banks charge different commissions. Account maintenance commissions. Commission of the dossier. Evaluation Committee. Commission of everything and anything else. It should be noted, however, that traditional banks can charge commissions but ultimately charge lower interest rates than those charged by credit financial institutions.
In turn, the credit financial institutions position their commercial argument in the absence of commissions. For example, Cofidis does not charge a commission to initiate proceedings, a benefits processing commission or an early amortization commission (very useful to save money).
How to Evaluate Different Personal Credit Proposals?
When comparing different personal credit proposals we inevitably have to take into account all costs and commissions. Thus, it is not only a matter of looking at the interest rate but also on commissions and other financial products. A more careful analysis leads us to conclude that the proposals of traditional banks and credit institutions tend to be more or less equivalent.
How to Choose a Personal Credit?
To choose a personal credit we have to consult different alternatives. We have to simulate various benefits for different deadlines and taking into account the APR of each proposal. To facilitate your analysis we have created a personal credit simulator. We contact you the different financial institutions and we will refund you the lowest interest rate for your personal credit. And the best part is that it also has no analysis and dossier costs!